Charlene's Scholastic Emporium.
Your Actual and Virtual Exam Tests Excellent Tutor.
- 10059
- 0
- 759
Community
- Followers
- Following
15 Reviews received
14 items
New York Life Insurance Questions and Answers Already Passed
New York Life Insurance Questions and 
Answers Already Passed 
Accelerated Benefits - Answer ️️ -Riders attached to life insurance policies which allow death 
benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - Answer ️️ -A policy rider that states that the cause of death will be 
analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - Answer ️️ -An insurance policy that provides ...
- Exam (elaborations)
- • 15 pages •
New York Life Insurance Questions and 
Answers Already Passed 
Accelerated Benefits - Answer ️️ -Riders attached to life insurance policies which allow death 
benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits - Answer ️️ -A policy rider that states that the cause of death will be 
analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance - Answer ️️ -An insurance policy that provides ...
NY Series 17-52 Questions and Answers 100% Pass
NY Series 17-52 Questions and Answers 
100% Pass 
How many eligible employees must be included in a contributory health insurance plan? - 
Answer ️️ -50% 
A man works for Company A and his wife works for Company B. The spouses are covered by 
health plans through their respective companies that also cover the other spouse. If the husband 
files a claim, - Answer ️️ -The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COB...
- Exam (elaborations)
- • 3 pages •
NY Series 17-52 Questions and Answers 
100% Pass 
How many eligible employees must be included in a contributory health insurance plan? - 
Answer ️️ -50% 
A man works for Company A and his wife works for Company B. The spouses are covered by 
health plans through their respective companies that also cover the other spouse. If the husband 
files a claim, - Answer ️️ -The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COB...
New York Insurance Laws Questions and Answers Rated A
New York Insurance Laws Questions and 
Answers Rated A 
The time limit on certain defenses under individual health policies in New York is: 
A 
20 days 
B 
3 years 
C 
90 days 
D 
2 years - Answer ️️ -D 
2 years 
The Superintendent may examine the books and records of any insurer based on the: 
A 
Permission of a producer 
B 
Authority granted by the state 
C 
Authority granted by the Secretary of State 
D 
Permission of the insurer - Answer ️️ -B 
Authority granted by the state 
If a li...
- Package deal
- Exam (elaborations)
- • 12 pages •
New York Insurance Laws Questions and 
Answers Rated A 
The time limit on certain defenses under individual health policies in New York is: 
A 
20 days 
B 
3 years 
C 
90 days 
D 
2 years - Answer ️️ -D 
2 years 
The Superintendent may examine the books and records of any insurer based on the: 
A 
Permission of a producer 
B 
Authority granted by the state 
C 
Authority granted by the Secretary of State 
D 
Permission of the insurer - Answer ️️ -B 
Authority granted by the state 
If a li...
New York Accident & Health Insurance Adjuster Latest 2024 Graded A+
New York Accident & Health Insurance 
Adjuster Latest 2024 Graded A+ 
The New York Superintendent of Insurance is - Answer ️️ -Appointed by the governor of New 
York 
The primary responsibility of the Superintendent of Insurance is - Answer ️️ -Enforcing the 
state insurance laws and regulations. 
An independent adjuster - Answer ️️ -A person who acts on behalf of an insurer in 
investigating and adjusting claims and/ or performing any duties required by the insurer. 
A public adjust...
- Package deal
- Exam (elaborations)
- • 4 pages •
New York Accident & Health Insurance 
Adjuster Latest 2024 Graded A+ 
The New York Superintendent of Insurance is - Answer ️️ -Appointed by the governor of New 
York 
The primary responsibility of the Superintendent of Insurance is - Answer ️️ -Enforcing the 
state insurance laws and regulations. 
An independent adjuster - Answer ️️ -A person who acts on behalf of an insurer in 
investigating and adjusting claims and/ or performing any duties required by the insurer. 
A public adjust...
NYS Life, accident, and health insurance Exam 2024
NYS Life, accident, and health insurance Exam 2024 
Which of the following would not be a requirement to obtain an Agent or Broker's license in 
New York? 
A. Be 18 years of age 
B. Be a resident of NY State for at least 10 years 
C. Complete a pre-approved insurance licensing course 
D. Pay applicable fees and pass required examination - Answer ️️ -Answer: B. Be a resident of 
NY State for at least 10 years 
There is no time requirement for residency. An applicant must be a resident of NYS...
- Package deal
- Exam (elaborations)
- • 52 pages •
NYS Life, accident, and health insurance Exam 2024 
Which of the following would not be a requirement to obtain an Agent or Broker's license in 
New York? 
A. Be 18 years of age 
B. Be a resident of NY State for at least 10 years 
C. Complete a pre-approved insurance licensing course 
D. Pay applicable fees and pass required examination - Answer ️️ -Answer: B. Be a resident of 
NY State for at least 10 years 
There is no time requirement for residency. An applicant must be a resident of NYS...
NYS Insurance Licensing Exam Latest 2024 Graded A
NYS Insurance Licensing Exam Latest 2024 Graded A 
insurance transfers - Answer️️ - the risk of an loss for an individual or business to an insurance 
company which spreads out the costs to many individuals 
agency contract - Answer️️ - a contract that is held between insurer and an agent/producer 
containing the expressed authority given to the agent/producer, and the duties/responsibilities to 
the principal, any agent in violation of the agency contract may be held personally liable t...
- Package deal
- Exam (elaborations)
- • 3 pages •
NYS Insurance Licensing Exam Latest 2024 Graded A 
insurance transfers - Answer️️ - the risk of an loss for an individual or business to an insurance 
company which spreads out the costs to many individuals 
agency contract - Answer️️ - a contract that is held between insurer and an agent/producer 
containing the expressed authority given to the agent/producer, and the duties/responsibilities to 
the principal, any agent in violation of the agency contract may be held personally liable t...
NY License Exam - New York General Insurance Laws Questions and Answers Rated A
NY License Exam - New York General Insurance 
Laws Questions and Answers Rated A 
The Superintendent is the head of the Department of Insurance in New York. The _______ 
appoints the Superintendent to a four-year term. - Answer ️️ -governor 
If the Superintendent requests information during an examination or investigation and a person 
does not respond within ____ days, he or she may impose a penalty of up to $500 per day (not 
more than $10,000 total) for each day the person fails to respon...
- Package deal
- Exam (elaborations)
- • 10 pages •
NY License Exam - New York General Insurance 
Laws Questions and Answers Rated A 
The Superintendent is the head of the Department of Insurance in New York. The _______ 
appoints the Superintendent to a four-year term. - Answer ️️ -governor 
If the Superintendent requests information during an examination or investigation and a person 
does not respond within ____ days, he or she may impose a penalty of up to $500 per day (not 
more than $10,000 total) for each day the person fails to respon...
Insurance License NY Questions and Answers Graded A
Insurance License NY Questions and 
Answers Graded A 
New home buyer S called his agent and told him that he wanted the broadest coverage available 
for his new home. Which policy would the agent be most likely to recommend? 
A) HO-3 
B) HO-5 
C) HO-2 
D) HO-8 - Answer ️️ -B 
Which of the following best defines a hazard? 
A) It eliminates the chance of loss 
B) It increases the chance of loss 
C) It is a cause of loss 
D) It increases the amount of loss - Answer ️️ -B 
Under the Homeowne...
- Package deal
- Exam (elaborations)
- • 39 pages •
Insurance License NY Questions and 
Answers Graded A 
New home buyer S called his agent and told him that he wanted the broadest coverage available 
for his new home. Which policy would the agent be most likely to recommend? 
A) HO-3 
B) HO-5 
C) HO-2 
D) HO-8 - Answer ️️ -B 
Which of the following best defines a hazard? 
A) It eliminates the chance of loss 
B) It increases the chance of loss 
C) It is a cause of loss 
D) It increases the amount of loss - Answer ️️ -B 
Under the Homeowne...
NYS Life, accident, and health insurance Exam Already Passed
NYS Life, accident, and health insurance 
Exam Already Passed 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30- 
year mortgage in the event of the insured's death? - Answer ️️ -30-year decreasing term. 
How many days notice does the ACA require insurers to give before rescinding coverage? - 
Answer ️️ -30 
A signed good health statement may be requested by a life producer at the time of - Answer ️️ 
-Policy Delivery 
Carol purchases ...
- Package deal
- Exam (elaborations)
- • 26 pages •
NYS Life, accident, and health insurance 
Exam Already Passed 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30- 
year mortgage in the event of the insured's death? - Answer ️️ -30-year decreasing term. 
How many days notice does the ACA require insurers to give before rescinding coverage? - 
Answer ️️ -30 
A signed good health statement may be requested by a life producer at the time of - Answer ️️ 
-Policy Delivery 
Carol purchases ...
NY state insurance license practice exam questions/answers with verified solutions
NY state insurance license practice exam 
questions/answers with verified solutions 
Under what circumstance does an accident and health insurer have the right to request an 
autopsy? 
1. When the claim exceeds an amount specified in the policy 
2. When 2 days have passed after death 
3. When not prohibited by state law 
4. When consent is given by the beneficiary - Answer ️️ -3. When not prohibited by state law 
Which of the following accurately describes the "time limit on certain defense...
- Package deal
- Exam (elaborations)
- • 74 pages •
NY state insurance license practice exam 
questions/answers with verified solutions 
Under what circumstance does an accident and health insurer have the right to request an 
autopsy? 
1. When the claim exceeds an amount specified in the policy 
2. When 2 days have passed after death 
3. When not prohibited by state law 
4. When consent is given by the beneficiary - Answer ️️ -3. When not prohibited by state law 
Which of the following accurately describes the "time limit on certain defense...
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect
Product Owner/ Product Manager(POPM) SAFe Agile Exam Questions and Answers
CT DMV Knowledge Test 100% Correct Solved
Fiscal Law Final Exam QUESTIONS AND ANSWERS RATED A+ 2023|2024 UPDATE